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Personal Loans

We can help you maximize your monthly income whether you wish to purchase or refinance. Our loans can help you with your personal financial needs.

Automobile/Recreational Loans

In the market for a new vehicle?   City National Bank has competitive interest rates and flexible terms.   With preapproved financing from City National Bank, you can negotiate the best deal for your new or used vehicle, saving you time and money.

All loans subject to credit approval

Contact a Lender Today Apply Now

You can also download the application and return it to your nearest location!

Personal Loans

Need extra cash because of unexpected expenses?   We offer secured and unsecured loans at competitive rates.    With personal loans, you are given a lump sum of a specific amount, which is then repaid with interest, in regular monthly installments over a scheduled period of time.

All loans subject to credit approval

Contact a Lender Today Apply Now

You can also download the application and return it to your nearest location!

Mortgages

City National Bank can help with your home financing needs.   Whether you are dreaming of a new home or refinancing to save money, we can to simplify your finances.  Our mortgage loan officers will work with you to identify the right loan for you.

  • Fixed and Adjustable Rate Mortgages
  • Vacation and Second Homes
  • Construction Loans
  • Home Equity Line of Credit (HELOC)
  • Federal Housing Administration (FHA) Mortgages*
  • Veterans Administration (VA) Mortgages*
  • USDA Financing*

Call and get preapproved with one of our loan mortgage originators today.

All loans subject to credit approval

Contact a Lender Today Apply Now

You can also download the application and return it to your nearest location!

*These mortgage products are offered through Community Bancmac Mortgage Corp.

 

Student Loans

iHELP Private Student Loan for City National Bank.

There are many ways to pay for the cost of a higher education. After considering all your federal loans, scholarships and grants you may still have a gap you need to cover to pay your total college costs.

City National Bank works with the iHELP Student Loan program to provide you an attractive private student loan that can help you to cover that gap.

  • Competitive interest rates
  • No origination or repayment fees
  • Flexible repayment options
  • Easy to apply and responsive customer service

iHELP helps to meet your financing needs for college.

Important: Applying with a cosigner may help you to qualify for the loan and possibly receive a lower interest rate.

**Disclaimer City National Bank is not an iHelp originating lender. CNB does not take part in making a credit decision or service student loans offered through iHELP Private Student Loans. This is a private student loan referral for iHELP loans that are funded by a network of community banks.

Apply Now

Fixed Rate Private Consolidation Loans

Fixed Rate Private Consolidation Loans for College Graduates by City National Bank and iHELP Student Loans.

iHELP offers Private Loan Consolidation for college graduates. Consolidating your Federal, Parent Plus and Private student loans is a great way to reduce your student loan payments and simplify your life.

  • You may save money by locking in a fixed interest rate
  • Simplify your life with one easy monthly payment by combining multiple payments into one monthly payment
  • Refinance a single loan
  • Make budgeting easier

Applying with a cosigner may help you to qualify for the loan and possibly receive a lower interest rate.

**Disclaimer:  City National Bank is not an iHelp originating lender. CNB does not take part in making a credit decision or service student loans offered through I help Fixed Rate Private Consolidation Loans. This is a private student loan referral for iHELP loans that are funded by a network of community banks.

Apply Now

 

Contact a Lender Today

Make a Payment

Payment Methods for Your Loan

When making a loan payment from your CNB account to either a CNB account or another institution, we provide various convenient options:

  • Visit a Branch: You can make payments during business hours, which are Monday to Friday from 8 AM to 6 PM, and Saturday from 8 AM to Noon. Alternatively, you may use the night deposit box for after-hours payments, which will be processed the next business day at no cost.
  • Mail Payments: Send your payment to P.O. Box 380, Metropolis, IL 62960 (Free).
  • ACH: To establish an automatic recurring withdrawal on a specific date. (Free).
  • Digital Banking: Set up digital banking at www.cnb-metropolis.com and then download our mobile app, CNB-Metro, for three convenient mobile loan payment options (Free).
    • Option 1: Set Up a Transfer: Use the Move Money feature in our online banking. These transfers can be either one-time or recurring (Free).
    • Option 2: Bill Pay Service: Take advantage of our Bill Pay service to manage your payments to other institutions (Free).
    • Option 3: External Account Transfer: This option provides a secure and convenient way to use a checking or savings account from another financial institution for CNB loan payments or to transfer funds into a CNB account.
    • External Account Transfers allow you to:
      • Move funds from another financial institution to pay your CNB loan.
      • Schedule one-time or recurring payments toward your CNB loan.
      • Step 1: Add Account
      • Step 2: Verify Account through micro deposits
      • Step 3: Make a Loan Payment

Making Loan Payments from Another Financial Institution
To make a payment towards your CNB loan from a different financial institution, please click the “Make a Payment” button at the top of the page. This will allow you to make payments using your credit/debit card or routing and account number.

  • Online payments are processed through our third-party provider, ProPay. There is no fee for setting up a one-time or recurring ACH. However, a $6.95 fee will apply for debit card payments, and a 2.95% fee will apply for payments made with a MasterCard credit card.

Make a Payment

Main Office
423 Ferry Street
Metropolis, IL 62960
(618) 524-2161
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Branch Office
2070 East 5th Street
Metropolis, IL 62960
(618) 524-2162
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Lobby Hours:
Monday – Wednesday: 8:30am – 3:00pm
Thursday: 8:30am – 12:00pm
Friday: 8:30am – 5:00 pm
Saturday: 8:30am – 12:00pm
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Drive-Thru Hours:
Monday – Friday: 8:00am – 6:00pm
Saturday: 8:00am – 12:00pm
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Lost or Stolen Card
(800) 264-4274