To help the government fight the funding of terrorism and money laundering activities, Federal
law requires all financial institutions to obtain, verify and record information on personal
accounts which identities each person who opens an account. In addition, on legal entity accounts
we will require identification on beneficial owners and controlling person.
What this means for you: When you open an account, we will ask for your name, address, date
of birth, and other information that will allow us to identify you. We may also ask to see your
driver’s license or other identifying documents.
Identity theft affects more than 8 million US households annually. Identity theft is defined as the unauthorized use or attempted misuse of an existing credit card or other existing account, the misuse of personal information to open a new account or for another fraudulent purpose, or a combination of these types of misuse.
Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, debit card number or online banking credentials, without your permission, to commit fraud or other crimes.
There are a variety of ways for identity thieves to get your information. Some of these are:
Consumers should monitor their accounts and bank statements each month, and check their credit reports on a regular basis. Any lost debit/credit cards, checks, bank statements or internet banking login credentials should be reported to the consumer’s bank immediately.
More information is also available at the Illinois Attorney General’s Identity Theft Hotline: website – www.illinoisattorneygeneral.gov/consumers/hotline.html; telephone number – (866) 999-5630.
Internet crime schemes steal millions from victims each year. Following are examples of internet schemes and some preventative measures:
Debit/Credit Card Fraud:
More information is available at the Internet Crime Complaint Center (IC3) at www.ic3.gov.
Internet Crime Complaint Center
Federal Trade Commission
423 Ferry Street
Metropolis, IL 62960
2070 East 5th Street
Metropolis, IL 62960
Monday – Wednesday: 8:30am – 3:00pm
Thursday: 8:30am – 12:00pm
Friday: 8:30am – 5:00 pm
Saturday: 8:30am – 12:00pm
Monday – Friday: 8:00am – 6:00pm
Saturday: 8:00am – 12:00pm
Lost or Stolen Card